I took a hilarious.. if expensive dunking in a duck pond the other day.. shooting a wedding, fortunately it was very late in the day… All the photos survived..
The last shot from my trusty D700... it must have known it was heading for the great duckpond in the garden....
Bride wanted a group photo on the balcony and I wandered, absent mindedly, back to imagine the scene.. splash.. everything under water: D700, D800 5 lenses & 2 flashes..
D700 & D800 are toast as is SB900.. 24-70 2.8 is very much worse for wear rubber grips are off and it now grinds a bit roughly when used… still works though… but for how long.. SB900 squeals..3 of the other lenses and an SB700 were in a ‘reporter’ style bag.. all submerged however all look OK..
I’ve the insurance assassinator coming round soon… I want the D700 & D800 (6 months old) plus SB900 & 24-70 replaced as a minimum.. however the other kit, esp the lenses, £1500 worth, could moss / fungus up in months and years to come and so be useless… I wonder how knowledgeable the assessor is of photographic kit..
I was too busy telling them I was fine.. if a little damp: full on dunking.. Well the insurance assessor visited.. 'I don't know anything about photographic equipment.. you'll need to get the lens assessed..' I thought that was his job.. hmm.. not impressed..
They sent a TV repairman to assess my camera. He had the same attitude, luckily he just asked and wrote down my assessment and valuation under the "I don't care, I get paid anyway" way of doing business.
I was too busy telling them I was fine.. if a little damp: full on dunking.. Well the insurance assessor visited.. 'I don't know anything about photographic equipment.. you'll need to get the lens assessed..' I thought that was his job.. hmm.. not impressed.. [/qt]
I suppose they can't have someone who is an expert in everything (assuming a general insurance company)
I would think it puts you in a decent position to find someone who is happy to confirm that dunking a bag full of lenses in water ain't going to do them any good!
I had a camera-meets-river incident a couple of years back, and wasn't insured. Luckily had naked model handy to fish it out, but too late to be saved.
I wonder if this: http://www.reviveaphone.com as seen on Dragon's Den might have done the job. The idea is that it's not the water that does the damage, but the minerals left behind when dry. Any thoughts anyone?
I've sent my main bits of damaged kit to Nikon... I'm quite sure they'll just state: beyond economic repair.. which is the kind of statement the assessor said he required...
I went through Morgan Richardson, broker.. and the policy is with Zurich.. so far, I've done all the ringing around and they are no help at all..
Yeah, how unimpressed was I that the assessor they sent.. was not able to assess what he'd been sent to view.. he said a note from a local camera shop would be fine.. which I thought was poor, and so I sent them to Nikon..