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is this a scam??

Moorlane is off-line
11 February 2018 18:30
Moorlane
Photographer

Location
United Kingdom
Greater Manchester


I seem to remember a Moorlane is a naughty person some years ago that involved models being sent £ 2000 for a shoot by CHEQUE and then being asked to keep £300 and send the rest to a studio . A model I know has been sent a cheque for this amount and told to bank transfer them £ 1700 when the cheque has cleared. Does anyone know if this is a Moorlane is a naughty person ? Many thanks


Bob is off-linePlatinum Member
11 February 2018 18:50
Bob
Photographer
Bob
Location
United Kingdom
Devon
Honiton

Quote from Moorlane
 Does anyone know if this is a Bob is a naughty person ?


Doh!

These days, anybody who is unaware of the Nigerian 419 or Advance Fee Fraud shouldn't really be allowed to access to t'internet without a responsible adult watching over them.



Moorlane is off-line
11 February 2018 19:02
Moorlane
Photographer

Location
United Kingdom
Greater Manchester


Thanks Bob. I have sent this link on to her for her to read. It does look very dodgy and I seem to remember it was prevalent years ago and one to avoid


Bob is off-linePlatinum Member
11 February 2018 19:11
Bob
Photographer
Bob
Location
United Kingdom
Devon
Honiton

It's never gone away, and indeed a couple of the other sites seem to be plagued by these fraudsters.

From time to time government, the mainstream media and the High Street banks try to educate the masses about this type of thing but few seem to bother reading or listening to the advice, which is precisely why the fraudsters keep trying it.


redbaron is onlineSilver Member
12 February 2018 13:34
redbaron
Photographer
redbaron
Location
United Kingdom
Buckinghamshire
Stoke Mandeville

There is something called permanent power of attorney I believe that may be appropriate in this situation
Photography and Studio hire www.immortaleye.co.uk


Andrew Lamb is off-line
18 February 2018 05:42
andrewlamb
Photographer

Location
United Kingdom
Lancashire
Chorley

There is a slight difference now though, as far as I’m aware, in that the updated cheques act has increased certainty surrounding the clearance of cheques for fate. Historically, banks could return cheques late long after the five working days it takes to clear a cheque. Now, I believe a cheque cannot be returned after day six. Best advice would be for the model to speak to his or her bank to ensure the cheque cannot be returned unpaid, if there’s any chance the offer is genuine.

That said, it all seems very fishy indeed and I can’t think of a reason to structure a transaction in this way.


ModelFutures is off-line
28 February 2018 04:57
ciambino
Photographer
ciambino
Location
United Kingdom
South Yorkshire
Sheffield

Quote unaware of the Nigerian 419 or Advance Fee Fraud


This was not advance fee as not asked to advance a fee (simples)

But, agreed, does seem a convoluted solution to the problem of sending £300 to somebody.

The idea here is that the mark banks the £2000, pays £1700 immediately from honesty & gratitude, then the originator claims the £2000 cheque back.

Cheques can be reclaimed, as another poster mentions.

The obvious solution is to bank the £2000 cheque, when it clears,  transfer the cash immediately to a different account. (it now cannot be reclaimed)
Next, use your imagination. Do you believe that the originator was a scammer ?  What do they deserve ?

I find the notion of misunderstanding the instruction,  sending £300, then feigning confusion or idiocy (fill yer boots with the options of a boggling mind !!!)

BTW:  there is a really entertaining website called '419eater.com'  "The largest scambaiting community on the Planet - Dedicated ciambino is a naughty person Baiters who fight the good fight by taking on the scammers, wasting their time and saving victims from further losses. Join our forums to read more adventures in scambaitinging"

Bait on dude . . . .

I'm a huge fan of Logic. I think it makes a great deal of sense......


redbaron is onlineSilver Member
28 February 2018 05:46
redbaron
Photographer
redbaron
Location
United Kingdom
Buckinghamshire
Stoke Mandeville

Quote from ciambino
This was not advance fee as not asked to advance a fee (simples)

But, agreed, does seem a convoluted solution to the problem of sending £300 to somebody.

The idea here is that the mark banks the £2000, pays £1700 immediately from honesty & gratitude, then the originator claims the £2000 cheque back.

Cheques can be reclaimed, as another poster mentions.

The obvious solution is to bank the £2000 cheque, when it clears,  transfer the cash immediately to a different account. (it now cannot be reclaimed)
Next, use your imagination. Do you believe that the originator was a scammer ?  What do they deserve ?

I find the notion of misunderstanding the instruction,  sending £300, then feigning confusion or idiocy (fill yer boots with the options of a boggling mind !!!)

BTW:  there is a really entertaining website called '419eater.com'  "The largest scambaiting community on the Planet - Dedicated redbaron is a naughty person Baiters who fight the good fight by taking on the scammers, wasting their time and saving victims from further losses. Join our forums to read more adventures in scambaitinging"

Bait on dude . . . .




Only snag is that yes they can claim the money back. You will just end up with a hefty overdraft which is your responsibility to pay like it or not. Secondly an more seriously is you may find yourself being charged with money laundering. Even if not charged there is a real danger of your accounts being frozen and you being blacklisted. I know at least one photographer who ended up having this happen over a forged cheque  he deposited in ignorance and that was nothing to do with one of these scams. 419 is a grat site and I was in stitches a while back reading some of the games played. I almos felt sorry for a couple of scammers. Almost.

Yes by all means play them along if you have the time to expend on it but comitting one crime in retaliation for another is dangerous ground. Morally and legally
Photography and Studio hire www.immortaleye.co.uk


RGBphoto is off-lineSilver Member
28 February 2018 09:24
magpie1
Photographer

Location
United Kingdom
Tyne and Wear
Newcastle

Another 'mini scam' going araound at the moment is a phone call the Sky are looking to give you a £203 refund, the "precise" figure helps to make it look credible, all you have to do is give your credit card details!



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